Top 12 Cheapest Place to Live in Florida

“Excuse me, are you looking for cheapest place in Florida to live”?

Florida has grown in popularity as a relocation destination because of its stunning beaches, pleasant climate, and vibrant cultural scene·  With its world-class theme parks, energetic big cities, sandy beaches and crystal-clear waters, the Sunshine State has something to offer everyone· We’ve put up a list of the most incredible cheapest place in Florida to live to help you narrow down your options·

If you enjoy warm temperatures, sandy beaches, and lots of sunshine, Florida is a great place to live· It also offers a respectable selection of both larger coastal cities and smaller towns· Additionally, Florida has some of the lowest cost of living in the nation, making it possible for you to live there and take advantage of everything it has to offer·

Explore Cheapest Place in Florida to Live

From small-town living to big cities with more attractions, the state has some reasonably priced locations to suit different tastes· The Sunshine State offers a wide variety of cheapest place in florida to live for people looking for a high-quality, reasonably priced lifestyle, whether they are drawn to the eastern coast, the Gulf Coast, or an inland sanctuary·

1.   Jacksonville, FL

With a population of over 900,000, Jacksonville, Florida, is the largest city in Florida in terms of area· Residents love the city’s many urban amenities and scenic surroundings· Jacksonville has something to offer everyone, with a population that is diverse and includes people of all ages, ethnicities, and socioeconomic backgrounds·

With a median home value of about $265,000, the city offers opportunities for affordable housing· The city itself is reasonably priced, but just outside of the downtown area are some of the priciest locations in Florida· One such location is Neptune Beach, which is about 15 miles east of Jacksonville·

2. Leesburg, FL

Renowned for its scenic lakes and ample outdoor leisure options, Leesburg is a quaint city located in Central Florida· Leesburg is an excellent choice for families looking for a more laid-back lifestyle because of its strong sense of community, low cost of living, and affordable housing· It is considered as one of the cheapest place in florida to live. Residents can take part in a lively cultural scene that is offered by the city’s yearly events, which include the Leesburg Art Festival as well as the Leesburgbikefest·

3. Lake City, FL

Nestled at the crossroads of interstates 10 and 75, Lake City—also referred to as the “Gateway to Florida”—offers a wealth of natural beauty, historical significance, and Southern hospitality· With roots dating back to the middle of the 1800s, the city is an example of Florida’s rich cultural and historical legacy· Encircled by glistening lakes and freshwater springs, it serves as a sanctuary for nature lovers, providing chances for hiking, diving, and fishing· Within the northern part of the state, Lake City is a good choice, with average home prices within $275,000·

4. Dade City

Dade City is the cheapest place in florida to live· Dade City’s median price is roughly $265,000, significantly less than both the Florida and national averages· The average cost of a one-bedroom flat in the city is approximately $1,140· It’s a secure and reasonably priced area to live· There are many job opportunities in Dade City, which is roughly 45 minutes north of Tampa· In addition, some sizable universities are nearby, providing access to employment and higher education·

5. Gainesville

One of the cheapest place in florida to live is Gainesville· It is one of the bigger cities in Central Florida and the home of two universities, the University of Florida and Santa Fe College· It is possible to live in a large town and still afford a more miniature home· In Gainesville, the average cost of a house is roughly $295,000, which is less than the national and Florida averages· This place costs approximately $1,170 for a one-bedroom flat· In Gainesville, the cost of utilities is the only expensive thing ·

6. Melbourne

Melbourne is situated near Cape Canaveral on the Atlantic coast· It is one of the cheapest places to live in florida. A healthy mix of year-round residents and yearly visitors make up the local population· Although younger populations have gradually moved in over the years, the population is still primarily older· In Melbourne, the average cost of a house is roughly $375,000· About $1,360 is what you should budget, which is not too much for Florida· 

7. Pensacola

The cheapest place in florida to live is Pensacola’s reasonably priced real estate draws both renters and homebuyers· It is among the least expensive cities in Florida to live in, with a median house price of $258,715 and a median rent of roughly $1,795 per month·

Pensacola, a city in the panhandle of Florida, offers its citizens beautiful beaches and picturesque views along its more than 50 miles of coastline that stretches along the emerald-green waters of the Gulf of Mexico· In addition, locals take pleasure in a variety of outdoor pursuits, such as hiking, fishing, and water sports·

8. Panama City

Panama City offers an 11% cheaper overall cost of living than the US average· The main reason Panama City is commended is its excellent and reasonably priced medical care· A standard medical visit costs only $2, even without health insurance· With notable landmarks like Casco Antiguo and Panama Viejo, Panama City boasts a rich history· The city’s architectural legacy and colonial past are showcased at these locations·

9. Arcadia 

Another town in central Florida with a lower cost of living than the national average is Arcadia· Arcadia is considered as one of the cheapest place to live in florida by the beach. It is easily accessible from I-75 and is located closer to the West Coast—less than an hour away. Even though moving to Florida and waking up on the beach is a common dream, there are several advantages to picking an inland town·

They are frequently considered to be safer from hurricanes and tropical storms and are also more reasonably priced· In most cases, you won’t need flood insurance, and you may find that your home insurance premiums are lower· These financial savings mount up· 

10. Homosassa

Situated just one hour north of Tampa Bay, Homosassa is another Gulf Coast option worth taking into account· This region has a large  number of small Florida cities that are becoming more and more popular with newcomers· If you want to live close to the big city but still have easy access to it, move to Homosassa· In Homosassa, the average cost of a house is $312,100· This is significantly less than both the national average and the median home price for the remainder of Florida·

Also, there are reduced transport expenses, which is perfect if you commute from Tampa· Remember that purchasing a home near the water may result in higher premiums for your homeowners’ insurance· Additionally, flood insurance is required· This includes a wealth of canals for which Homosassa is renowned· 

11. Palm Bay

Palm Bay is cheapest place in florida to live to think about relocating to this year, with a median home sale price of $345,250· The Palm Bay area has a population of approximately 119,800, giving you a city-like atmosphere without the high cost of living· If you decide that Palm Bay is the place for you, don’t miss exploring the 130-acre Turkey Creek Sanctuary, going to Castaway Point Park for a picnic, kayaking, or fishing in the afternoon, and dining by the river· 

12. Daytona Beach

The cheapest place to live in florida by the beach is Daytona Beach which is home to about 72,600 people and offers a wide variety of exciting activities· Make sure to explore the Daytona Beach Boardwalk and its environs, which are home to a variety of stores, eateries, and beach views, or spend the day outdoors at the World’s Most Famous Beach· And make sure to block off February on your calendars to attend Daytona International Speedway for the Daytona 500·

Conclusion

Depending on personal preferences and variables like housing costs, taxes, and general cost of living, several places in Florida are the cheapest to live· Still, there are some places that are well-known for being reasonably priced, such as Leesburg, Dade City, and Jacksonville, Florida·

In comparison to more urban centres, these areas offer cheaper housing costs as well as lower overall living expenses· For those looking for cheapest place in florida to live in rural regions of North Florida or the Panhandle might offer even more inexpensive options· 

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Frequently Asked Questions

Q1. Where is the cheapest place to live in Florida? 

The cheapest and safest place to live in florida are Cape Coral, Dade City, Dunedin, Jacksonville, Kissimmee, Melbourne and many more. 

Q2. What Is the Cheapest Place to Live in South Florida?

While the cost of living in South Florida varies, Homestead, Florida City, and some areas of Miami Gardens are among the more reasonably priced places to live· In comparison to more central or upscale neighbourhoods in Miami-Dade County, these areas usually have lower housing costs· 

Q3. Where is the cheapest place to live in Florida on social security?

Due to its reasonable rent and 5·1% lower cost of living than the national average, DeLand is included in our list of the cheapest and safest place to live in florida for a couple to live off social security alone· 

Q4. What’s the least expensive place to live in Florida? 

At 16% less than the national average, Deltona is considered as Florida’s lowest cost of living· Deltona is the safest place to live in the Sunshine State due to its 60% lower crime rate than other neighbourhoods in the state·